September numbers

See, this is why traveling is cheaper. I was home for September with the exception of the first few days (when we were headed home from the East Coast), so other than a few extra gas fills, our travel spending was way down, but everything else?? UP! There’s lots of free stuff to do while traveling, but staying home means temptation to spend money.

Groceries $444… down $20 from last month. I feel like I’m just not going to get it down much from this number. This also includes pet food and litter, and M’s halloween costume and shirt, and a visit to the orchard for donuts and cider

Gas $247, up $30 from the previous month but should go down for October and November since we are not doing road trips.

Fast Food includes food at work, down $30

Snacks and drinks $30, down $20 from last month

Travel $40.04, down $327 (!!!)

Shopping over $100, no change, due to the need for new shoes, a portable charger, an ipad charger, and my halloween costume ($13 on ebay)

Kids activities $242.36, this replaced ‘travel’ costs basically. Swimming lessons, open swim, gymnastics lessons, a trip out for ice cream, and fall festival day at an orchard

Nursing fees and licenses: this broke the bank at $613.84. Licenses for Virginia and Texas, fingerprinting fees for several states, and license verifications for several states. Luckily I will make some of this back when I work in each of those states.

Surprise expenses: a $40 parking ticket (ouch), drug store, car wash, and checks. Oh, and the vet costs: $115.

Regular expenses: My loans (house, car, student) are still my biggest expenses, along with childcare, costing more than one of my two paychecks with a combined total of $1688. My other monthly expenses (phone, energy, trash, car insurance, internet) came to $362.

Total spending: not including licensing, $3303.
Total income: $3637, up several hundred thanks to 12 hours of overtime.

So my debt came from licensing. I still have a lot of room for improvement with groceries, gas, snacks/drinks, fast food, kids activities, and things like parking tickets.

 

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Categories: budget and debt

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